Landlord & Property Owners Insurance
Protecting Your Property, Your Income, and Your Investment
Owning property—whether a single rental or a larger portfolio—comes with responsibility and risk.
At Oakwood Insurance Brokers, we help arrange landlord and property owners insurance that protects your buildings, your income, and your long-term investment.
Whether you’re a first-time landlord or an experienced property owner, we’ll tailor cover to suit your needs.
What Does Landlord Insurance Cover?
Landlord and property owners insurance is designed specifically for rented properties and can include:
- Buildings cover
- Loss of rental income
- Property owners’ liability
- Damage caused by tenants
- Fire, flood, and storm damage
What Is Covered?
Depending on your policy, you can be protected against:
- Damage to your property from insured events
- Loss of rent if the property becomes uninhabitable
- Liability claims from tenants or third parties
- Accidental or malicious damage
- Theft or vandalism
Cover for Different Types of Property Owners
We arrange insurance for:
- Residential landlords
- Buy-to-let properties
- Houses and flats
- Multi-property portfolios
- House of Multipule Occupants
Whether you own one property or several, we’ll make sure your cover is appropriate.
Optional Extras to Consider
Every property is different, so your policy can be tailored:
Loss of Rent Cover
Protection if your tenant cannot stay due to damage.
Legal Expenses Cover
Support with tenant disputes and eviction proceedings.
Malicious Damage by Tenants
Extra protection beyond standard accidental damage.
Unoccupied Property Cover
Protection for properties that are temporarily vacant.
When Does This Insurance Help?
We’ve seen how quickly property issues can escalate. This cover can help when:
- A fire or flood damages your property
- A tenant causes damage
- You lose rental income due to an insured event
- A claim is made against you as a landlord
The right cover helps protect both your property and your cash flow.
Why Choose Oakwood Insurance Brokers?
- Independent advice tailored to property owners
- Family-run brokerage established since 1996
- Access to a wide range of UK insurers
- Straightforward, no-jargon service
- Ongoing support when you need it most
We take the time to understand your property and arrange cover that works for you.
More Than Just Landlord Insurance
We can also support you with:
- Home insurance
- Commercial property insurance
- Rent guarantee options
- Portfolio insurance solutions
Speak to a Local Broker Today
Whether you’re insuring your first rental or reviewing an existing portfolio, we’re here to help.
- Call us to discuss your property
- Request a free, no-obligation quotation
- Or visit us in our Market Deeping office
Get in touch!
Whatever your insurance needs are, let us provide you with a no obligation quotation. Our Insurance Consultants can quote for any insurance you need, car, building and contents, or travel, pets and commercial. You will be surprised by the length and breadth of our insurance cover. We are just a phone call or email away.
Oakwood Insurance Brokers is a trading style of Oakwood Consultants 2015 Ltd which is authorised and regulated by the Financial Conduct Authority (676060). Registered in England & Wales company number 09338511