Commercial Combined Insurance

Commercial Combined Insurance Built Around Your Business

Every business is different—and your insurance should reflect that.

Commercial Combined Insurance brings your key covers together into one flexible policy, designed to protect your business, your premises, your people, and your income.

At Oakwood Insurance Brokers, we take the time to understand how your business operates and arrange cover that works for you—without unnecessary complexity.

What Is Commercial Combined Insurance?

Commercial Combined Insurance is a tailored policy that combines multiple types of cover into one package.

Instead of managing separate policies, everything is brought together—making your insurance simpler, more efficient, and easier to manage.

What Can It Cover?

A Commercial Combined policy can include:

  • Buildings and contents cover
  • Stock and equipment
  • Public liability insurance
  • Employers’ liability insurance
  • Business interruption cover
  • Goods in transit
  • Legal expenses

All tailored to suit your business and industry.

What Does It Protect Against?

Depending on your policy, you can be protected against:

  • Fire, flood, and storm damage
  • Theft or vandalism
  • Injury claims from customers or third parties
  • Employee-related claims
  • Loss of income following damage or disruption

Who Is It Suitable For?

Commercial Combined Insurance is ideal for:

  • Retail businesses and shops
  • Offices and professional services
  • Warehouses and light industrial units
  • Trades and service businesses
  • Growing SMEs needing flexible cover

Why Choose a Combined Policy?

One policy, complete protection

  • Everything managed in one place
  • Tailored to your business needs
  • Flexible as your business grows
  • Often more cost-effective than separate policies

When Does It Help?

We’ve seen how valuable the right cover can be when:

  • A fire or flood damages your premises
  • You’re unable to trade due to an insured event
  • A customer makes a claim against your business
  • Equipment or stock is damaged or stolen

The right policy helps your business recover and keep moving forward.

Why Choose Oakwood Insurance Brokers?

  • Independent advice tailored to your business
  • Family-run brokerage established since 1996
  • Access to leading UK insurers
  • Straightforward, no-jargon service
  • Ongoing support when you need it most

We don’t just arrange policies—we make sure they’re right.

More Than Just Commercial Combined

We can also support your business with:

  • Fleet and commercial vehicle insurance
  • Cyber insurance
  • Professional indemnity
  • Directors & Officers (D&O) cover

Speak to a Specialist Today

Whether you’re reviewing your current cover or starting fresh, we’ll make the process simple.

  • Call us to discuss your business
  • Request a free, no-obligation quotation
  • Or visit us in our Market Deeping office

Get in touch!

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Call us on 01778 341 658
or email insurance@oakwood.uk.com

Whatever your insurance needs are, let us provide you with a no obligation quotation. Our Insurance Consultants can quote for any insurance you need, car, building and contents, or travel, pets and commercial. You will be surprised by the length and breadth of our insurance cover. We are just a phone call or email away.

Oakwood Insurance Brokers is a trading style of Oakwood Consultants 2015 Ltd which is authorised and regulated by the Financial Conduct Authority (676060). Registered in England & Wales company number 09338511