Protecting Your Advice, Your Reputation, and Your Business

If your business provides advice, services, or expertise, there’s always a level of responsibility—and risk.

Professional Indemnity Insurance protects you if a client claims your advice, work, or service has caused them financial loss.

At Oakwood Insurance Brokers, we help arrange cover that protects your business, your reputation, and your livelihood—so you can operate with confidence.

What Is Professional Indemnity Insurance?

Professional Indemnity Insurance (PI) is designed for businesses that provide advice, services, or professional expertise.

It protects you against claims of:

• Negligence
• Errors or omissions
• Breach of professional duty
• Misrepresentation

Even if the claim is unfounded, legal costs alone can be significant—this cover helps protect you financially.

What Can It Cover?

Depending on your policy, Professional Indemnity Insurance can include:

• Legal defence costs
• Compensation claims
• Breach of confidentiality
• Loss of documents or data
• Defamation (libel or slander)

Who Needs Professional Indemnity Insurance?

This type of cover is essential for businesses that provide advice or services, including:

• Consultants and advisors
• Designers and architects
• Accountants and financial professionals
• Marketing and creative agencies
• IT and technology businesses
• Fitness professionals and instructors

If a client relies on your expertise, PI insurance is worth considering.

When Does It Help?

We’ve seen how even small issues can lead to larger claims. Professional Indemnity Insurance can help when:

• A client claims your advice caused financial loss
• A mistake in your work leads to a dispute
• You’re accused of negligence or poor service
• A contract or service doesn’t meet expectations

Even if you’ve done nothing wrong, defending a claim can be costly.

Why Is It Important?

• Protects your business financially
• Helps defend your reputation
• Covers legal costs and claims
• Often required by contracts or clients

For many businesses, it’s not just protection—it’s a requirement to operate.

Why Choose Oakwood Insurance Brokers?

• Independent advice tailored to your business
• Family-run brokerage established since 1996
• Access to leading UK insurers
• Straightforward, no-jargon service
• Ongoing support when you need it most

We’ll help you understand your risks and arrange cover that fits your business properly.

More Than Just Professional Indemnity

We can also support your business with:

• Public liability insurance
• Cyber insurance
• Commercial combined policies
• Directors & Officers (D&O) cover

Speak to Oakwood Today

If your business relies on advice or expertise, we’re here to help protect it.

• Call us to discuss your requirements
• Request a free, no-obligation quotation
• Or visit us in our Market Deeping office