Cyber Insurance
Cyber Insurance
Cyber attacks aren’t just a “big business” problem anymore — they’re happening to businesses like yours, every single day.
At Oakwood Insurance Brokers, we help protect your business from the financial, operational, and reputational impact of cyber incidents — with cover that’s practical, responsive, and built around how you actually operate.
What Is Cyber Insurance?
Cyber Insurance protects your business against losses caused by cyber events such as:
- Data breaches
- Ransomware attacks
- Hacking and system intrusion
- Phishing scams
- Loss of customer or employee data
- Business interruption due to system failure
If you store client information, take payments, use email, or rely on IT systems — you’re exposed.
Why It Matters More Than Ever
Cyber attacks are increasing — and smaller businesses are often the easiest targets.
Unlike large corporations, SMEs typically don’t have dedicated IT security teams, making them more vulnerable to:
- Ransom demands
- Loss of income if systems go down
- Regulatory fines and investigations
- Legal action from affected clients
One incident can bring your business to a standstill.
What Can Be Covered
We tailor cyber policies to your business, but cover can include:
Data Breach & Incident Response
Immediate access to cyber specialists, legal advisors, and forensic experts to contain and manage the breach.
Ransomware & Cyber Extortion
Cover for ransom payments (where appropriate) and support to safely restore your systems.
Business Interruption
Loss of income if your systems are down following a cyber attack.
Cyber Crime & Fraud
Protection against financial loss from phishing scams, invoice fraud, and social engineering.
Legal Costs & Regulatory Fines
Support with investigations, GDPR issues, and potential fines (where insurable).
Reputation Management
PR and communication support to protect your brand following an incident.
Who Needs Cyber Insurance?
If your business uses technology — you should seriously consider cyber cover.
This includes:
- Padel hubs & sports clubs (member data & payments)
- Pilates studios & gyms
- Trades businesses using online invoicing
- Professional services (accountants, consultants, architects)
- Retail and hospitality businesses
- Any business holding customer data
If you send emails, store data, or take card payments — you’re at risk.
Real-World Risks
This isn’t theoretical — we’re seeing real claims where:
- A phishing email leads to a £20,000 fraudulent payment
- A ransomware attack shuts down a booking system for days
- Customer data is leaked, triggering GDPR investigations
- Email accounts are hacked and used to scam clients
Cyber insurance isn’t just about recovery — it’s about having expert support when it matters most.
Why Choose Oakwood
We don’t just sell a policy — we help you understand your exposure.
- Tailored cyber solutions based on your business
- Access to leading cyber insurers
- Clear advice without technical jargon
- Support at claim stage when you need it most
We’ll make sure you know exactly what you’re covered for — and just as importantly, what you’re not.
Don’t Wait Until It Happens
Cyber attacks don’t give you notice — and recovery can be costly without the right protection in place.
Get a Cyber Insurance Quote
- Speak to our team today
- Request a callback
- Or send us your details for a quick review of your current cover
Get in touch!
Whatever your insurance needs are, let us provide you with a no obligation quotation. Our Insurance Consultants can quote for any insurance you need, car, building and contents, or travel, pets and commercial. You will be surprised by the length and breadth of our insurance cover. We are just a phone call or email away.
Oakwood Insurance Brokers is a trading style of Oakwood Consultants 2015 Ltd which is authorised and regulated by the Financial Conduct Authority (676060). Registered in England & Wales company number 09338511