Rugby Club Insurance: Is Your Club Covered Off the Pitch?

Rugby might happen on the pitch, but many of a rugby club’s biggest insurance risks are sitting around it.

Clubhouse & Property

Clubhouses, changing facilities, bars, kitchens, gym equipment and storage buildings can represent a significant investment.

Make sure buildings and contents values remain up to date.

Ground Equipment

Ride-on mowers, tractors and specialist equipment aren’t cheap.

Make sure they’re properly declared and insured where required.

People

Players, spectators, visiting teams and members of the public create potential liability exposures.

Your club may also employ:

Coaches • bar staff • cleaners • grounds people • administrators.

Make sure your broker understands how the club operates.

Bar, Functions & Events

Many rugby clubs aren’t just sports facilities.

They can be social venues too.

If you have a licensed bar, hire the clubhouse for functions or organise events, tell your insurer.

Could the Club Survive a Major Loss?

Imagine an insured fire closed your clubhouse for six months.

The building may be insured—but what happens to the income you normally receive from the bar, functions and other activities?

Consider Business Interruption insurance as part of your overall protection.

Rugby Club Insurance from Oakwood

Oakwood can review the club’s property, activities, employees, liability and equipment rather than simply comparing this year’s premium with last year’s.

🏉 Renewal coming up? Talk to Oakwood Insurance Brokers.

All insurance is subject to policy terms, conditions and insurer acceptance.